Phone: 0800 389 6339

Relax, we have the solution. Free help and advice to reduce debt and get you back on track...

Enquire Now

  1. Title
  3. Full Name
  5. Residential Status
  7. Amount of Debt
  9. Number of Creditors
  11. Monthly Income
  13. Monthly Outgoings
  15. Telephone
  17. Your Email Address

How Debt Management Works

Our step by step guide to how Debt Management works

  1. Your debt advisor will carry out an in depth assessment of your finances and debts. This information is used to calculate how much disposable or surplus income you have; from this your debt advisor can work out how much you can afford to pay your creditors.
  2. Once the amount has been agreed with you, we will contact your creditors and negotiate reduced payments. Most creditors are more than happy to agree as they know from experience that offers from Debt Management companies like ours are usually fair and realistic.
  3. You then make a single monthly payment to us by cheque, standing order or cash into out HSBC account, we do not advise on direct debits as we believe that the payments should be in your control, not ours.
  4. Throughout the duration of your Debt Management Plan you can contact us at any time for free on 0800 389 6339 if you are experiencing difficulties. If your financial circumstances change we have the flexibility to be able to renegotiate payments on your behalf.
  5. We will review your Debt Management Plan at regular intervals, this is to check that the Debt Management Plan still meets your circumstances.
  6. Your plan will continue until your debts are cleared or until you wish to voluntarily end the agreement, you are under no obligation or contract to stay within your Debt Management Plan