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How We Help
Debt Management Plan step 1
We will talk to you about your financial circumstances. We will look at your income and expenditure, and calculate and agree an affordable monthly sum with you that will be used to make repayments to your creditors whilst allowing for all your day-to-day living expenses.We will then send you an introductory pack detailing the payment plan we have discussed. Once we receive your signed authorisation we are able to take the next steps on your behalf. We dont even need your first payment at this stage.
Debt Management Plan step 2
Once on the plan you get a single point of contact - your Personal Finance Manager - who is available to give expert help and advice whenever you need it. Our team begin negotiations with your creditors to agree reduced repayment arrangements and ensure each of your monthly payments is distributed amongst them.As we will now take care of all the administration for you, any correspondence you may receive from your creditors can be sent to us you can send these in the post, fax, or scan and email.
